What I've Learned from this competitive world....

When I first step into the world of finance industries, I've have explored all kinds of people in marketing. Each and everyone of them have their own views on how they do their business. Some are willing to do their best in a mutual benefits and some just do it for fun, trail, experience or for their own knowledge and education. At times, I felt that they donno what serious biz they involved in.

Managing peoples funds are a huge responsibilities and it is a no play play attitude here. Educating and giving information to clients are crucial. Some involved in this line just because of the income. How they can build the network to pursue leverage income. Some just do it as a side business with little or no knowledge to update clients as they themselves was not equip with themselves either. These people comes and goes and I wonder how they can mishandle the ethical law and rules......

There's NO perfect time to Invest.

All investments involve risk and no one, not even the wisest of investors, can predict when the perfect time to invest would be. Thus, what is important now is how we should control the downside risks of our investments. Apart from margin safety, dollars cost averaging, rebalancing and diversification are all useful strategies to achieve handsome returns while minimising risks.
In the current market situation, some investors may have doubts about value investing and wonder whether the market has truly bottomed out. However, we believe that the market will recover and that patience is needed. Good investment opportunities can arise when market sentiment reaches a point of extreme pessimism. It's vital to make sure your investment objectives, as that would be the answer to finding a peace of mind in the midst of this market turmoil.


"If you are averaging down, the volatility in the markets would only work to your advantage as prices can only get more attractive. It is a good time to invest now".


FUNDSUPERMART

Declan Galbraith

How I celebrated Mother's Day...

Daniel greeted me at 12.30am, "Happy Mother's Day" Mom! This year he's the first one among my kids to greet me, usually he's the last...

Chubster my dog, woke me up at 5am. Went down and let him out from his pen. After that, stay awake and couldn't sleep so check my gmail. My foreign friend chat wt me online....till 6.15am. Went back to sleep and hope I could get up and attend church, maybe they is some kind of celebration.

Hubby went out for appointment at 8.45am, I was half awake...my head still very heavy.....went back to continue my sleep. Woke up at 10.00am! Gee....so late for church ready! Oh.. maybe will go a bit late will do.

While brushing teeth, Julia brought up breakfast for me. The chef is Joel, who fried the eggs and nuggets. Julia boiled the sausages and cut fruits. Plus ice cream for dessert. Dan still sleeping and I fed Christine some breakfast. Skip church today....

Planned to give myself some pampering today....didn't make any appointment, hope things turn out smoothly...
Drove to RH PLaza, went around , end up at one of the Body massage and foot reflexology spa place. No 29 attended me, she's from China. Took the whole package, full body from head to toe, tummy massage and foot reflexology. Paid RM123 instead of what I thought it was RM73 in the first place....a few plus plus in..

Oh Well never mind, once in a while I manja myself during Mother's Day and my special Birthday occasion every year. Still consider not lavish spending as I was last time....^_^kekeke

Every woman deserves a little pampering......=)

His most memorable moments...Prom King 2009

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"Good Fortune is what happens when opportunity meets with planning."