SOCOTRA ISLAND...Amazing creation.

The Most Alien-Looking Place on Earth

Socotra Island : you have to see it to believe it..email source forwarded from a friend.

THANKFULNESS

In everything give thanks... FOR ALL THE BLESSINGS IS IN GOD'S WILL...

Golden Years.....

LOL!!!

Have a Nice Weekend!

WHAT DO U THINK???

Friendship...

Familys' Christmas dinner at Neighbor's house...

Last night, my family and I had a Christmas dinner at Wong's place, (our neighbor's garden dinner gathering). Our first Christmas celebration, we got to feast and dine with red wine! The best thing was, my Hubby went along, Praise the Lord! Ah Lek's wife baked a scrumptious cheese cake. Jade and her family came too and brought lots of karaoke collectibles . I love singing but, its been a long time since... (12 years ago) din practice...very dull voice handling the mike, singing *mule..sic* Dunno when to start and stop..... Lost all the tracks.

It was Wong's Birthday, a 2 in 1 occasion. He rewarded himself with a new set of Samsung Flat screen and Karaoke DVD player. It was nice to get together for this special occasion to feel warm and blessed...


Furthermore, school's gonna start soon, I will have more time for my work. Holiday is going to be over and my routine will rewind itself round the clock again.... =D

Doulos and GNF X'mas programs at Spring.

On 20th and 21st 2008 evening there were Christmas programs and celebration held at the Spring. Enjoyed the performances especially the Rock n Roll and the Hip hop dance. There are also Mime acts from Doulos. Twice went there late and missed 40minutes of the beginning. Happy to see the kids from GNF youth sang, the amazing yoyo players and friends danced the Line dance. Lot's of people attended and enjoyed the show.

Bravo!
Great evening...

Love & Marriage..

Marriages are made in heaven, but the married couples are responsible for maintenance.

In a marriage, being the right person is as important as finding the right person.

A successful marriage requires falling in love many times, always with the same person.

The great thing about marriage is that enables one to be alone without feeling loneliness.

Married persons have strong immune systems and happily married persons have the strongest immune systems of all.

Love is not measured by how many times you touch each other but by how many times you reach each other.

When you are trying hard to forgive and forget, remember that many a couple celebrating a 50th wedding anniversary has survived an affair. TAKE HEART.

No couple is a perfect fit. So, learn to respect differences and over look rough spots. Recognize that your differences are not due to bad faith or lack of respect or interest.

The middle years of marriage are the most crucial. In the early years, spouses want each other and in later years they NEED each other.

The successful marriages is not one in which there are no fights, but one in which fights are turned into opportunities for greater honesty and understanding.

If God intended man to be unfaithful, He would have created 2 Eves!

A good marriage is like a good investment fund. You put everything you have into it during your productive life, and over the years it turns from silver to gold to platinum.

Marriage is loving together, not just living together.

Marriage does not fail, people fail.

To give and not to count the cost - this is what love is all about.

Let there be spaces in your togetherness.

In a good marriage, you're nested, not caged.

Don't look for happiness in marriage. Take happiness into marriage.

Marriage is like a marathon. At times you feel like quitting. You have to have endurance to reap the rewards of staying in the race and journey.

Ask not what your spouse can do for you, but what you can do for your spouse.

A good marriage is like the tides. No matter how long it is out, you know it will come back to you.

Happy couples make as many mistakes as unhappy couples. The difference is that happy couples admit them, laugh at them and learn from them. That is how they become happy couples.

Never allow moments of inconsiderateness overwhelm a lifetime of consideration.

In a good marriages, men and women seek to improve themselves for their loved one.

Love is not gazing at each other but looking together in the same direction.

If you think you know everything about marriage.............................................

YOU'VE GOT A LOT TO LEARN!

ADVICE FROM WARREN BUFFET

Warren Buffet reminds investors how to behave now

Times are tough. During these chaotic times, the principals of proper portfolio management are crucial:

1. Don't sell into fear
2. Rebalance your portfolio to buy equity
3. Continue dollar cost averaging
4. Inject cash if you have it

FINALLY, get to take a break....

After all the rushing in and out, to and fro...packing up all the frozen food for my in laws,they finally left on a Monday evening! Done my work and it's time for me to relax,with just a few more days before Christmas, these hips will be busy again.

*Ring ring* ..... "Diana, when will u come back to work? You've only 4 more days to promote yourself and join our group to get an award for this year!" Gosh!!!...I need to do my best and hope for things to work out right. And now, I've got to go change this old CPU. I wouldn't have known it was ancient if a pro never told me so. Anyways, apart from all the work that awaits me, I still can't wait for X'mas to come. After all, it's my family's very 1st celebrated Christmas.

What's burning my fuel these few days...

My mom in law and my hubby's sister is in town lately. Pretty much occupied by them, marketing for big prawns and fishes for them and others to bring back to KL and Ipoh. Both our freezers were already full. Lately our streamyx sucks! No connections for a few days or super laggy! Reported a few times and the Technician came once with not much help. Driving in and out......Tired and stuffed with home cooked food. Ipoh Hor fun, lo she fun, steamboat, Fushan fishballs and steamed char siaw paus.

Tomorrow, my hubby's brother in law, his wife and their relatives will be arriving....Will bring them try out the local popular Kolo mee here.. Then to shopping for peppers, souveneirs and etc. Though it's tiring, maybe I can lose some weight along the way. LOL!!! Nay, with all that food, don't think so.....>.< The chefs (my mom in law and sis in law) cooked delicious meals.+_+.

Weird Attitude.....

When u get to mix around with all kinds of people, it is funny when u can observed some distance themselves from others. They will only talk to u when they feel like it and u r invisible to them when they don't feel like it.(Ignored u) Hmmmnn.....as if they donno u at all.....sad..:( What will u do if u come across of these weird attitude?? Do u do the same to them or....pretend nothing happened?? Geez.....understanding human character is not as simple as we want it to be.....

How nice if everyone is happy, open minded, friendly, generous, simple, kind and nice.... :)) just like me....hahaha blowing my own trumpet! Live to Love and Laugh!

The Bulletin of November 2008...

Most people lack of knowledge and understanding of what investing in unit trust was all about. Didn't know how to capitalise on market corrections and has a tendency to miss opportunities lying in front of them. Opportunities for investment abound as prices dive and value surfaces. The only skill you need is PATIENCE. Focus on long term investment with the compounded returns.

At these current economic climate - Equities will certainly outperform cash over the next decade, probably by a substantial degree. Investors who cling now to cash are betting they can efficiently time their move away from it later. In waiting for the comfort of good news, they ignoring Wayne Gretky's advice: 'I skate to where the puck is going to be, not to where it has been."

A simple rule dictates: Be fearful when others are greedy, and Be greedy when others are fearful.
So if you wait for the robins, the spring will be over. (Advice from Warren Buffett)

ALWAYS TAKING A POSITIVE LOOK AT LIFE

Although life can be somewhat hectic at times, lets begin each day with a positive attitude. "To (be able to) live life to the fullest each day and everyday with people we care and love, is one best gifts given to us by the Almighty," Amen.

Numb tongue......

This morning went for Jul's dental appt, same time told the dentist abt my old filing is thinning and causing my gum sensitive to cold and hard food. He recommended to renew the filing so I agreed and proceed. He asked, can u handle a little bit of pain? Think your the teeth's hole would be very deep and will cause some preassure. Hmmn...at first thought I can take it then....better not cause it will only affect the process. I'll take the anasthetic jab just to runs thing smooth. Good! It does goes well and smooth with no pain after the jab.

Me and Jul go for breakfast right after the treatment. Jul wanted to order Aloe Vera drink and I helped her by saying ...Sadu Adoe weda.......Great! Talking with a numb tongue! Guess what? The waitress couldnt get what was I talking abt! Well, She got it right after the 2nd time....She was gigling... trying not to laugh at me. Geesh.....I couldn't stop laughing at myself, same time eating with numb tongue... :P LOL!!!

A " memorable " trip..

The trip to my lovely niece's wedding held in KL was real tiring....Packed and unpacked, taking care of all my kids attires, moving from one place to another....traveling in the van to and fro for 40 minutes to 1hr....Whoosh! Maybe am not fit as I used to be...easily tired. Must be too heavy! Got to loose some weight soon...After gobbling up all the delicious and scrumptious food we had in KL. The food was tasty and so was their prices too..Wooot! My son Jas, brought us to the Pavillion the new Mall.It wasnt really all that different from the others and the expereince wasnt all that fulfilling.We came out empty handed but had the most delicious cheesecake we had ever tasted. It was from an International bakery called "The Loaf".(A must try on the next trip to KL) Yum!

I remember back 5 yrs ago....I could rush to and fro many times in a day just to shop around from Wan Utama to Bangsar to Mid Valley to Ikea to Tesco to KLCC without the kids along then...full of energy! The shopping spirit was Umph! It went on till the departure from KL. Running around with a comfortable flat sandal. I wish I had the spontanity to walk the walk I could, but now I guess I can only talk the walk! LOL!!!!!

Pampered myself .....

Wanted to do my nails but no mood to do it myself. Thought of pampering myself....so, yesterday went to the nearest nail parlor at RH Plaza. The funny parlor name...NAIL me GOOD. There's only 2 women working inside and the place was well equipped wt materials. Products from OPI and Sally Hansen. Nicely decorated with girly designs of fur walls and dangling beads. Comfortable cushion chairs and a bar table which is used for waiting in line. Thank God, I don't need to wait when I'm there...

Well served with spa treatments and enjoyed watching Desperate Housewife on the flat screen. Start wt hands and legs spa by wash and massage. Step by step wt buff, trim, scrub,brush and shape up to your desire....Then u choose your best matching color. Not bad wt a reasonable price for these pampering services. Nicely done and was happy I tried it there even though the shop comes wt a funny name...Hohoho

Im proud of u my son...

Dad told me this morning of the hospital attachment in Kuala Kubu. You have overcame fear and Dad was amazed. He told me that u watched the autopsy of a 7 year old indian boy who died of epilepsy and watched a woman gave birth. It is good to know u have the strength to be bold, daring and calm. Thank God! I Love u and Im happy for u. Bravo!!!

CATEGORIES OF PEOPLE....

1) THE ONES WHO MAKE IT HAPPEN. ( HOPE, FAITH, BELIEVE)

2) THE ONES WHO WAIT AND SEE....... (DOUBTFUL... UNSURE)

3) THE ONES WHO DON'T KNOW WHAT HAPPEN...???( LACK OF KNOWLEDGE)

4) THE ONES WHO ARE RELUCTANT TO KNOW WHAT HAPPENED........( FENCED UP, UNWILLING TO LEARN, SET SELF LIMITS)

5) THE ONES WHO ARE AFRAID OF WHAT WILL HAPPEN... (GIVING EXCUSES, LACK OF CONFIDENCE)

INTERESTING WHEN U CAN OBSERVE ALL KINDS OF PEOPLE IN THIS WORLD. GREAT EYE OPENER!!!

Women blues......

Every month all women faced this stupid blue mood...It got me today....Sucks! Dull, boring, no energy, bloated, cold feet, heavy head, irritable and numb spine. Jesus!

I was supposed to be a Singaporean....??

Back then when I had my 2nd child, my mom flew down to Kuching from S'pore to visit me. During the stay, we had some chats and that's the 1st longest chat we had since all these years. She asked me, did grandma told u that I wanted to give u up to a singaporean couple when u were just a baby? I said, No, she never mention it! Why u want to do that? She said, well as u know, I was a single mother and left your father who don't even want to know u just becoz u r not a boy. Your father is bad man and that's why u don't get to see any of his photo. I don't want u to know abt him or look for him in future. He has so many wives and other children. He don't deserve u and we don't need him as he don't appreciate girl. Geez...that's was real sad....there was silence for a while as she continued picking the vegetables..

She continues....I have found a nice and rich couple from S'pore who has been looking to adopt a baby and we had met. She even made an agreement wt the couple that after handed me to them she will not be allow to visit me. For the agreement the couple r willing to pay $10k, Whoa! Back then it was a lot a money. It's a fair trade as she mentioned........I could live my life again and don't have to worry that u will be brought up fatherless! You will be a rich girl and enjoy a luxury life plus u will have a solid family background. You don't have to stay in a broken family and live wt your useless uncle. She hates and love my uncle! My mom is the bread winner for my grandma, me and my uncle's family! She was a very stone hearted person as I knew her last time. I only get the chance to visit her once in a year and keep in touch wt her through phone calls just a few times in a year.

At that moment, I did felt in my heart, I rather want to be sold away....thinking back last time how sad I was when I see my school mates who have both parents. Living wt my uncle was not an ideal place to grow up. I don't like him either....Then I asked, What's made u changed ur mind? She said, It is becoz of your grandma, she stopped me from giving u up! Your grandma did all she was capable of to stop me from doing it! She threatens to kill u and kill herself if I give u up! Gosh!!!....Gulp! That's my grandma alrite...the fierce china woman! I used to fear her but I knew that my grandma loved me the most! She's very protective of me and moulded me to be an very obedient child. She spoiled me by reserving the best for me. Provide lavish pocket money for me every week, whatever I asked she will get it for me if it is affordable to her. My grandma did all my laundry and never let me wash any dishes as she worried that my hands would get rough...

Reflecting back, I was very blessed to have her. Though not in a rich family, she treats me like a princess. Even though her ways of bringing me up is totally unacceptable in today's time. When she is in dark mood... In those days...rotan is the weapon of discipline and I will not be excuse either! The cutest things is, after she rotan she will asked, Do u know y I rotan u? I will have to answer.....becoz u love me grandma! That's all she wants to hear from me and the next day I will be pampered again. LOL!!!!!

Everything happens for a reason for who I am today. I believed even though I was brought up fatherless, my"imaginary friend" became my Father in heaven. The "friend" whom I'm talking to from my heart all this while was God! God is good to me.
He was there to comfort, strengthens and guide me back to Him many times....=))

Mom, I love you.....repeated many times....

Finally!!!... Bought Jul 3 dresses from Hock Lee today, the last option to shop hunt after found out that her old formal dress don't fit her anymore....Thank God! She was soooooo happy cos this time she finally gets what she wants! There is super small sizes available at Hock Lee . She just can't stop every minute saying I love u mom! I love u mom!..... she repeated it many times! I know, I love u too...pls don't repeat it so many times. You have got what u want after all the hard effort hunting around Kuching town. Such a relief.......phew!

Though very tired, it is fun shopping with her...It's a mother and daughter shopping trip/adventure!! Done packing up both Jul and Joe stuff for their flight tomorrow morning. Then....it's packing again for the biggest kid, my hubby will be on the noon flight....sigh...

We are the Champions!

Three months ago, went for dinner with my kids right after school. We were enjoying dinner at Seng Goon Garden, 919 cafe. My kids were talking about some sports in school. I wasn't focus on what they were saying until......Joel captured my attention.... He asked: Hey mom, we were all winners you know, we won in a one in a million race. I replied: Wow! What's that? He said: We were a sperm before and raced to your ovum and we are the Champions!!!!! My imaginative mind starts to play the picture....(my kids swimming through the tunnel and raced to my egg! ). I couldn't stand it and laughed out of control till I almost choked!!!!!! The people around us thought what happened to this silly woman!!!! Haaahaaahaaaa........^0^

Mom, did u loose weight??

My eldest son, Jason studying in KL, IMU. Always asked...mom pls loose weight. You are getting too heavy. Gee.....not that easy my dear, cannot stand dieting anymore. Too lazy to exercise....No! U must exercise to keep fit! You look younger and more pretty! Yah, right....that's easy to say...I replied. The wedding dinner is soon have you loose weight yet? Ermm....No, not yet. Will do it eventually. Aiyah! All the aunties slimmer than u now and they will look better than u. I said, NEVERMIND!!! No big deallah. I had my times looking good last time so nothing to comparelah. I'm bored of it temporary. Mom, I will buy u nice dress and u better keep fit or else it wont fit. Ok.. ok if it does not fit me than keep it for your younger sisterlor. Hai yah u ah so like that one! He replied. I want my mommy to look slim and healthy ok. Ok ok lah will see abt that.....hahaha

Kids nowdays....wants their parents to look cool and updated....hmmn.....Imagine my time, If I were to talk to my mom like my son did, she would scold me like... What the heck r u complaining abt!!!...=P

Last minute shopping was real tiring......

Gosh!! My feet aches and numb. Wish I could go for a pampering warm deep submerge into a beautiful jacuzzi spa. Went whole round town in 2 days shopping stuff for my youngest girl Julia as she is going to KL this Friday to attend our relative wedding in KL. Not easy to look around sizes that's fit her. A teenage girl with a small frame of a primary kid wanna have clothing of a young woman but flat.....Headaches! Walked till wanna drop ....Not much choices of shoes or clothing choices that suits her taste....garrh!!!
The ones that she likes don't have her size!!! Great!!

Back home tired and hungry , tapau from Jojo then pick up Joel from Ivan's place. Colored Daniel's hair as he has been asking it for a long long time....Left over half tube for myself. Done that and catch up my beauty sleep.

That's the beauty of being a mom, do things for them even though tired but happy in heart! Greatest Love of all!

GOLDEN RULES FOR TRUST FUND

NOT AN EMERGENCY INVESTMENT

MID TO LONG TERM AT LEAST 3 TO 5 YRS

DOLLAR COST AVERAGING (DCA) STRATEGY FOR SAVINGS PURPOSE

VALUE COST AVERAGING (VCA) STRATEGY FOR PORTFOLIO REBALANCING

SWITCHING STRATEGY

EXPECTED compounded % RATE OF RETURN

RISK TOLERANCE

MINIMAL RISK

PROFESSIONALLY MANAGED BY SPECIALIST

SIMPLE CALCULATION....

HOW LONG WILL IT TAKE TO DOUBLE THE SUM OF 10,000

USING RULE OF 72

FD = 19.45 YRS WITH 3.75%

EPF = 12.41 YRS WITH 5.8%

UNIT TRUST = 7.2 YRS WITH 10%

WHICH ONE WOULD YOU CHOOSE?

HOW TO MAKE YOUR CASH GROWTH MORE WORTHWHILE...

YOUR OPTIONS...

1) PUT IN SAVINGS...............................................2% PER YEAR

2) PUT IN FIXED DEPOSIT..................................3.5% PER YEAR

3) LEAVE IT IN EPF................................................5.8% PER YEAR

PUBLIC MUTUAL TRUST FUNDS.......................8% PER YEAR (MIN)
FOCUS ON MID TO LONG TERM


INFLATION RATE IS 8.2% THIS YEAR.

TO COMBAT IT, UNIT TRUST IS THE ANSWER TO YOUR SOLUTION.

LIFE IS SIMPLE, DON'T COMPLICATE IT.

The mind is very powerful. It is the key on how we want it to be....so don't make it so complicated . Focus on solution not the problems. Love God, trust Him, surrender to Him and He will guide you on the right track. Be happy and live a wonderful life ahead. For He is with you all times. Work along with Him and you won't go off track. =) He is our life partnership!

Everyday is a learning lesson into the journey of life.....Be open and value it. Look forward...forget the past. Stay in Faith.

BE BLESS! ^=^